Please read this document carefully. It serves as the Legal Notice and Conditions for Use (the "Legal Notice") regulating access, navigation, and use of www.azora.com, the website of the company AZORA CAPITAL, S.L. (the "Website").

Access to, navigation, and use of the Website imply your express and unreserved acceptance of all the terms of this Legal Notice, which will have the same validity and effectiveness as any written and signed contract.

This Legal Notice shall be enforceable against any person accessing, browsing or using the Website. If you disagree with these terms, please do not access, navigate, or use the Website.

1. INTRODUCTION AND INFORMATION ON AZORA GROUP

AZORA CAPITAL, S.L., is an entity with registered office in calle Villanueva 2B, Escalera 1, Planta SM, 28001 Madrid, with Tax Identification Number B84777465, registered in the Madrid Company’s Registry, in Volume 23756, Page 224, Page M-415362 (hereinafter, together with its subsidiaries and managed companies, “Azora Group”).

For more information about Azora Group, you can visit www.azora.com or contact by email at info@azora.com.

2. PURPOSE AND SCOPE

This Legal Notice regulates access to the contents and all the services offered by Azora Group through the Website, as well as their use by any person accessing, browsing, using or participating in the services and activities, whether free of charge or for a fee, carried out on the Website.

Azora Group reserves the right to change the presentation, layout, and contents of the Website, as well as the terms and conditions required for access and/or use. Access to and use of the contents after the coming into force of any changes in the terms and conditions entail their acceptance.

3. ACCESS AND USE OF THE WEBSITE

3.1. Access to the Website

Access to the contents and use of the services and initiatives provided by the Website is free, although some of the services and contents offered by Azora Group to third parties through the Website may be subject to prior contracting and payment of a fee, which shall be specified in their own terms and conditions of contract.

3.2. Use of the Website

As a user of the Website, you undertake to use the Website in accordance with the law and with the terms of this Legal Notice. Likewise, you undertake to refrain from using the Website for purposes or effects that are unlawful or contrary to the provisions of this Legal Notice. By using the services, you undertake not to transmit, disseminate or make available to third parties through the services provided by the Website any kind of material that in any way contravenes current legislation.

Likewise, you expressly and unreservedly accept that access to and use of the Website is done under your sole and exclusive responsibility, and you undertake not to use the Website for fraudulent purposes, and not to carry out any conduct that could damage the image, interests and rights of Azora Group or third parties. You undertake not to carry out any act with the aim of damaging, rendering useless or overloading the Website, or in any way preventing its normal use and operation.

In the event that you breach the content of this Legal Notice or any other particular terms or conditions contained in the Website, Azora Group reserves the right to limit, suspend or terminate your access to the Website, adopting any technical measures that may be necessary for this purpose. Azora Group also reserves the right to take such measures in the event that it reasonably suspects that you are in breach of any of the terms and conditions set out in the aforementioned instruments.

4. INTELLECTUAL AND INDUSTRIAL PROPERTY RIGHTS

This Website is governed by Spanish Law and by national and international intellectual and industrial property law. Under no circumstances shall it be understood that access to and browsing of the Website or the use, acquisition and/or contracting of products or services offered through the Website implies a waiver, transmission, licence or total or partial transfer of said rights by Azora Group. You have a strictly private right of use, exclusively for the purpose of enjoying the services provided in accordance with this Legal Notice.

References to names and commercial or registered trademarks, logos or other distinctive signs, whether owned by Azora Group or by third parties, imply a prohibition on their use without the consent of Azora Group or their legitimate owners. At no time, unless expressly stated, does access to or use of the Website and/or its contents and/or services, confer any right over the trademarks, logos and/or distinctive signs included therein protected by Law.

All Intellectual and Industrial Property rights over the contents and/or services are reserved and, in particular, it is forbidden to modify, copy, reproduce, publicly communicate, transform or distribute in any way all or part of the contents and/or service included in the Website, for public or commercial purposes, without the prior, express and written authorisation of Azora Group or, where appropriate, of the holder of the corresponding rights.

5. COOKIES

The Website uses first and third-party cookies to enable the technical functionalities of website use and to provide information for browsing analysis and measurement. For more information, please read the Cookies Policy.

6. PRIVACY POLICY

Azora Group may process the personal data obtained through the Website. For more information, please read the Privacy Policy.

7. LICENCE OVER COMMUNICATIONS

In the event that you send information of any kind to Azora Group through the Website, through the channels provided on the Website for that purpose, you declare, warrant, and accept that you have the right to do so freely; that the information does not infringe any intellectual property rights, trademarks, patents, trade secrets, or any other third party right; that the information is not confidential; and that the information is not harmful to third parties. You acknowledge that you accept liability for and will hold Azora Group harmless for any communication provided personally by you or on your behalf. This unrestricted liability will cover the accuracy, legality, originality, and ownership of these communications.

8. LIABILITY AND GUARANTEES

Azora Group cannot guarantee the reliability, utility, or truth of the services or the information provided through the Website. Consequently, Azora Group does not guarantee and is not liable for:

  • The continuity of the Website contents.
  • The absence of errors in the contents or products.
  • The absence of viruses and/or any other harmful elements on the Website or its server.
  • The invulnerability of the Website and/or the impregnability of the security measures adopted therein.
  • The lack of usefulness or performance of the Website contents and products.
  • Any damage or harm caused, to themselves or to a third party, by any person who infringes the conditions, rules and instructions established by Azora Group on the Website or through the violation of the Website's security systems.

Nevertheless, Azora Group declares that it has taken all necessary measures, within the limits of its capabilities and the current state of technology, to ensure the operation of the Website and to avoid the existence and transmission of viruses and other elements that are harmful to users of the Website.

By accessing the Website, you undertake to use the Website in accordance with the Law, being liable to Azora Group and to third parties for any damage or harm that may be caused that may be caused as a result of the breach of this obligation.

Azora Group does not control, in general, the use that the users make of the Website. In particular, Azora Group does not guarantee, under any circumstances, that the Website will be used in accordance with the law, this Legal Notice, morality, generally accepted good customs and public order, nor that it will be used in a diligent and prudent manner. Consequently, Azora Group is not responsible for the use that the user of the Website makes of the content of the Website that may involve an infringement of any type of national or international regulation, of intellectual or industrial property rights or of any other rights of third parties.

If you become aware of the existence of any content that is illicit, illegal, contrary to the law or that could involve an infringement of intellectual and/or industrial property rights, you must notify Azora Group immediately in the manner indicated in the clause so that Azora Group can proceed to take the appropriate measures.

9. LINKS

9.1. Links to other websites

In the event that links to other websites could be found on the Website through different buttons, links, banners, etc., these would be managed by third parties. Azora Group does not have the capacity to control or approve all the information, content, products or services provided by other websites to which links may be established from the Website.

Consequently, Azora Group cannot assume any type of responsibility for any aspect relating to the Website to which a link may be established from the Website, specifically, but not limited to, its operation, access, data, information, files, quality and reliability of its products and services, its own links and/or any of its contents, in general.

In this sense, if you have actual knowledge of the unlawfulness of activities carried out through these third party websites, you must immediately inform Azora Group so that the link to the websites can be disabled.

The establishment of any type of link from the Website to another external website does not imply that there is any type of relationship, collaboration or dependence between Azora Group and the party responsible for the external website.

9.2. Links to the Website on other websites

If any user of the Website, entity, or website wishes to place any kind of link to the Website, it must comply with the following requirements:

The link may only be directed to the Website’s Home Page, unless expressly authorized in writing by Azora Group.

The link must be absolute and complete. That means it must lead, with one click, to the Website’s URL, and it must lead to the Website’s full Home Page. Unless expressly authorized in writing by Azora Group, the website placing the link may in no case reproduce the Website in any way, include it as part of its website or within one of its “frames”, or create a “browser” on any of the pages of the Website.

The website that places the link may not declare in any way that Azora Group has authorized the link, unless Azora Group has done so expressly and in writing. If the entity placing the link from its website to the Website correctly wishes to include on its website Azora Group’s brand, company name, trade name, sign, logo, slogan, or any other kind of element identifying Azora Group and/or the Website, it will receive prior, express, written authorization of Azora Group.

Azora Group does not authorize the placement of a link to the Website from websites containing materials, information, or content that are unlawful, illegal, degrading, obscene, and in general, that are contrary to morality, public security, or generally accepted social norms.

Azora Group does not have the capacity or the human or technical means to be familiar with, supervise, or approve all information, content, products, or services provided by other websites that may have links to the Website. Azora Group does not accept any liability for any aspect involving a website that places a link to the Website. This specifically includes but is not limited to the following: the website’s operation, access, data, information, and files; the quality and reliability of its products and services; its own links; and/or any of its content, in general.

10. COMMUNICATION OF UNLAWFUL OR INADEQUATE ACTIVITIES

Should any Internet user become aware that any information or contents on the Website or provided through it are unlawful or inadequate, they can contact Azora Group via email at info@azora.com, specifying the following:

  • Personal data of the caller: name, address, telephone number and email address
  • Description of the fact that show the unlawful or inadequate nature of the contents or information, as well as the specific address where they are available.
  • In the case of a breach of third-party rights, such as intellectual or industrial property, the data of the holder of the infringed right must be provided when it is someone other than the reporting party. Proof of ownership of the rights breached must also be provided, as well as the power of attorney to act on behalf of the right holder when the right holder is not the reporting party.

Reception by Azora Group of the communication stipulated in this clause will not imply, as stated in current normative, actual knowledge of the activities and/or contents reported by the notifier, when they are not obvious. In any case, Azora Group reserves the right to suspend or withdraw any contents that, despite not being unlawful, breach the rules established in this Legal Notice, considering in each case the legal rights in conflict.

11. TERM AND AMENDMENTS

Azora Group may amend these terms and conditions, fully or partially, by publishing any change in the same way in which this Legal Notice is published or using any kind of communication directed to the users of the Website. The term of this Legal Notice is the same, therefore, as the period during which it is visible, until these terms and conditions are fully or partially amended, at which time the amended Legal Notice will take effect.

Regardless of the provisions of the specific terms, Azora Group may terminate, suspend or interrupt access to the Website content at any time and without prior notice; the user of the Website may not claim any compensation if this occurs.

12. GENERAL TERMS

The headings of the clauses are only informative, and will not affect, qualify, or expand the interpretation of the Legal Notice. In the event of any discrepancy between the provisions of this Legal Notice and the specific terms for each specific service, the provisions of the latter will prevail.

In the event that any provision or provisions of this Legal Notice is held to be null and void or unenforceable, in whole or in part, by any Court, Tribunal or competent administrative body, this nullity or unenforceability will not affect the other provisions of the Legal Notice,

The non-exercise or execution by Azora Group of any right or provision contained in this Legal Notice shall not constitute a waiver thereof, unless acknowledged and agreed to in writing by Azora Group.

13. APPLICABLE LEGISLATION AND JURISDICTION

The relations established between Azora Group and the user of the Website shall be governed by the provisions of current Spanish legislation. Both shall submit any disputes and/or litigation to the Courts and Tribunals of the city of Madrid, expressly waiving any other jurisdiction that may correspond to them.

14. CHANGES TO THE LEGAL NOTICE

It is possible that the Legal Notice of the Website may be updated. Therefore, it is recommended that you review this notice each time you access the Website in order to be properly informed about the regulation of access, navigation and use of the Website.

Last updated: September 2023.